Tuesday, 26 February 2013

Cyber-criminals are targeting phones and bank info

As recent high-profile attacks at major companies like Facebook and Apple, major publications like the New York Times and Washington Post and the U.S. government itself have made clear, cyber-crime is a very real and growing concern for everyone.
The latest threat report from security firm McAfee highlights the need for vigilance on mobile devices and a change in how people and companies approach security.
Smartphones and tablets are increasingly hot targets for cyber-criminals, and the volume of mobile threats is growing much faster than it did for PCs. The amount of malware detected by McAfee on the devices in 2012 was 44 times what it was the previous year.
The company estimates that 95% of all mobile malware ever devised has been created in the past year alone, and the vast majority of that is made for the Android operating system.
But McAfee's worldwide chief technology officer, Mike Fey, warns against looking at the the number of threats targeting Android and assuming that other platforms are safer. Criminals are targeting the operating system partially because it is so open, and also because they tend to focus on the platform they think will be around the longest.
What makes these portable devices such juicy targets for criminals is that they are rife with personal and financial information. For example, many phones have banking features baked in, and criminals can use "Trojan horse" viruses to milk them dry using SMS services that charge per text.
Malware isn't even the biggest issue for mobile users at the moment, says Fey. Phone owners should be more concerned about visiting a site that will do something malicious on their behalf.
"A huge amount of mischief on the Internet happens without anything being downloaded," said Fey.
It's much easier to execute these kinds of scams on smartphones than on desktop computers. With small screens and pared-down mobile sites, cyber-criminals can create a legitimate-looking banking site and trick the person into entering personal information needed to access an account, such as an account number, password and mother's maiden name.
Many intrusions begin in this type of simple way, often with a bad link in an e-mail or on a social network or a webpage that directs a person to a compromised or malicious site.
"There's a reason why those old-school attacks keep getting used," said Fey. "They work."
The McAfee report found that the volume of suspicious URLs jumped significantly in late 2012, averaging 4.6 million a month. In addition to mimicking sites to phish for information, the links can download malware onto a mobile device.
That software can send private data like passwords back to the attackers, or it can add the computer to a botnet -- a network of infected computers controlled by cyber-criminals.
The software is downloaded so quickly that most people won't even notice. It's no longer the case that a computer will feel sluggish if there's malware installed, points out Fey. Decent malware won't even be noticeable.
Apple and Facebook traced their recent breaches to similar incidents. Employees visited hacked sites for developers that installed malware on their machines. These hacks, along with Twitter's January breach that resulted in 250,000 user accounts possibly being compromised, were the work of Eastern European gangs searching for intellectual property or other information to resell, according to Bloomberg.
A recent report from security company Mandiant described what it believed to be a powerful computer-hacking operation in Shanghai run by the Chinese military. This alleged high-tech espionage targets U.S. companies in an attempt to steal trade secrets. The issue is so serious that the U.S. government released an extensive report on Wednesday that includes instructions for corporations on how to improve their security.
Regular people will not be immune to the problems plaguing corporations and governments, according to Fey. Once these weapons, such as malware, are out in the world, they spread. Attackers can steal the code written by one government and use it to go after other targets.
While the origins of recent attacks have been grabbing headlines, Fey warns against turning all of our attention to the "bad guys" instead of the systemic security issues on the companies' side.
"It's not about who's attaching you, it's about the fact that you're vulnerable," said Fey. He said putting a face on the cyber-criminals "makes it sound like you can go negotiate with an entity to stop them. That's never been the case with cyberattacks."
The current approach of discovering threats, then fighting them, has to change, according to Fey; he called it "a thousand percent unsustainable."
New threats are popping up constantly, creating a never-ending game of security whack-a-mole.
There are new highly sophisticated attacks that insert themselves below the operating system and can steal all a device's data before wiping it clean. Ransomware is on the rise, in which a criminal steals data or takes control of a computer or mobile device, only releasing their hold when they receive payment. A new attack called Blitzkrieg uses phishing schemes to install a Trojan, which monitors web traffic and scrapes banking information in order to transfer money out of the victims' accounts.
In order to address all these threats, Fey said, the industry needs to rethink security from the ground up, designing more secure products from the start instead of just constantly chasing threats.
"We have to take some of the most complex security issues and simplify them into easy-to-solve problems," he said.

Behind Facebook's tax bill

A tax advocacy group says Facebook, which made $1 billion in U.S. profit before taxes last year, will pay no U.S. income tax for 2012.

Tax experts say that could possibly be true -- and if so, it's perfectly legal -- but it's only part of the story. At issue is a sizable tax deduction from stock options that Facebook issued to its employees.
Stock options, like regular cash salaries, are tax-deductible for companies. Companies can use those deductions to offset their profits, and apply those losses to previous years, too. That's how a company could even be eligible for a refund in a year when it made money.

Citizens for Tax Justice, the advocacy group, says Facebook (FB) will receive a tax refund of nearly $430 million as a result of those options.
Facebook said in an e-mail that the company believes "in paying our fair share, and we do pay our fair share."
ndependent tax experts say CTJ isn't wrong, exactly, but that the group doesn't tell the whole story. They say CTJ is mixing together tax law and corporate accounting policies, which sometimes follow different sets of rules.
"[CTJ] is talking about apples and oranges ... by mixing up two sets of rules, it's easy to give misleading information," said Stan Pollock, a San Francisco CPA who specializes in stock-options planning.
A company could, for example, properly follow accounting rules that show the income impact of issuing stock options, but the IRS requires different rules for computing the tax bill.
In fact, companies can be profitable on an accounting basis and be unprofitable for tax purposes -- and both are correct under the different rules.
As far as the check Facebook or any company gives to or receives from the IRS, Pollock said that's another swampy issue. "Tax returns are private," Pollock said. "Companies give numbers in their financial statements that aren't necessarily the true tax numbers as far as the IRS is concerned."

Another expert pointed out that even if Facebook gets an income tax refund, it doesn't mean the tax revenue is simply lost. Employees who cash in their stock options pay taxes on them, often at higher rates than a corporation would pay.
"Some people have a hard time recognizing both sides of it," said Dan Morris, a senior partner at San Jose CPA firm Morris and D'Angelo. "Where Facebook is taking a deduction, a person is counting that as income. U.S. taxpayers absolutely did not get the shaft here."
Yet stock option tax deductions remain controversial -- particularly for newly public companies like Facebook.
When a company issues a stock option, it gives an employee the right to buy shares in the future at today's "fair value" price. The company accounts for that value on its books at the time the option is issued, but it can't take the tax deductions until the employee exercises his or her option -- sometimes years later.
Plus, it's no easy feat to determine the fair value of stock for a company that isn't yet public.
"You might as well have a crystal ball and someone with a shawl over their head taking a guess," Morris said.
CTJ's report claims that "because companies typically low-ball the estimated values, they usually end up with bigger tax deductions."
The advocacy group isn't the only group making a stink about this tax provision. Sen. Carl Levin (D-Mich.) has proposed legislation that would require companies to take the deduction when the options are given.

What smartphone feature would you like to see in the future?

Each February, the world's mobile technology fanatics wait excitedly to see what will be revealed at the Mobile World Congress in Barcelona -- and this year's event promises to be bigger than ever.
As 65,000 people descend on the Fira Gran Via hoping to catch a glimpse of the latest smartphones, boasting everything from quad-core processors to high-definition screens, we're asking readers what features they want to see on the phones of the future.
Will 4G connectivity and crystal-clear smartphone cameras revolutionize your world?
Or are you holding out for holographic screens and handy "mobile wallet" payments?
To see what's on the horizon, check out what industry analysts are predicting in "5 things to watch for at 2013's biggest mobile-tech show" and take a look at our gallery of some of the more far-out ideas that have been imagined already.

How to sell or get rid of your old gadgets

If you received shiny new gadgets for the holidays, you probably have some older device that is now unwanted or obsolete. If you can't regift your old computer, tablet or TV, make sure you get rid of it the smart way by selling, donating or recycling it.
Before you part ways with your device, make sure to wipe it clean and permanently delete any personal data.
Sell for cash
If you'd like cash in exchange for your gently used gadgets, you can sell them online. How much money you earn depends largely on how much time and effort you're willing to put into hawking the device. It's easy to get caught up trying to get the best possible price for your old iPad or smartphone, and before you know it you've wasted a chunk of your holiday vacation jockeying for an extra $50.
Selling directly on sites such as Craigslist, eBay or Amazon can net the best prices, but it also comes with its own set of hassles, including the time commitment required to sign up and create a listing, as well dealing with flaky buyers.
 Technology depreciates quickly, so you're unlikely to make back the full $500 you spent on an iPad 2 just last year. To find out how much you can get, look at past eBay auctions for the same item. Do a search for the gadget name and select "Completed Listings" from the Show Only menu, then select the auction tab at the top of the list. Prices will vary according to condition. For example, an unopened Nexus 7 in the box recently went for $251, while a Nexus 7 with a cracked screen sold for just $81.

You can also check Pricenomics.com to see a list of current sales and a handy chart showing the average price of the device over time.

For an easier but less lucrative selling experience, consider using one of the many sites that specialize in buying used electronics. Gazelle.com buys back Apple products and some third party smartphones. NextWorth buys back iPhones and iPads, as well as cameras, e-readers, game consoles and other products. It will pay around $74 for a Nexus 7 in good condition. If you have an old cell phone, try ReCelluar.

Buy back kiosks are popping up across the U.S. EcoATM examines your device and offers a price based on its condition. If you decide to sell it, you'll drop in you device and receive cash right away. You can search for the nearest EcoATM on the company's website.

Trade for credit

If you're going to use any profits to buy even more technology, trade-ins can offer a better deal than selling. Most major electronic retailers have established trade-in programs that offer store credit toward a future purchase.

First check with the manufacturer of your device to see what kinds of prices they're offering. Apple has a Reuse and Recycling program that offers Apple Store credit for your old iPads, iPhones, iPods and computers. Wireless carriers including AT&T, T-Mobile and Verizon buy back old phones for store credit.

Amazon's trade-in site will buy back Kindles as well a variety of other electronics. It even takes video games, music and movies. In exchange, you're issued an Amazon.com gift card that you can use for any product on Amazon.

Other electronic retailers such as Best Buy, Game Stop, Target and Radio Shack offer store credit for phones, tablets, computers, TVs and more.

Donate for karma

You might not do much with the hundred or so dollars you get for that used laptop, but a local school or library could benefit greatly from having more working computers. There are many options for donating your old devices, from local charities to larger established programs.

Goodwill and Dell teamed up for the Reconnect program, which accepts donated computers at select Goodwill locations. The official site has a full list of items it will accept and locations near you. The Salvation Army also accepts used computers and electronics.

If you're donating a cell phone, the National Coalition Against Domestic Violence, Cell Phones for Soldiers and the 911 Cell Phone Bank are just some of the many charitable projects that can do good with your old handset.

You can also call local schools or community centers directly to see if they accept donations. AmericanCellPhoneDrive.org will find nearby organizations accepting phone donations.

Recycle for the environment

If your device is too old or damaged to sell, don't just chuck it into the trash can, recycle it. Most governments offer local options for electronics recycling. Check in your area for schedules and drop off locations. Recycling keeps dangerous chemicals out of landfills and saves natural resources by cutting down on mining and minimizing pollution resulting from manufacturing. (Recycle any batteries separately.)

Many electronics manufacturers also have mail-in and drop-off recycling programs for their old devices, including Apple, Samsung and Sony. Wireless carriers will take old flip phones at no cost.

Head to the nearest Best Buy and they will take electronics off your hands for free. In-person drop offs are also available at Office Depot and Staples, though sometimes a small fee will be charged to cover the cost of processing.

5 promising games for the PS4

Despite all the clatter about what's inside the new PlayStation 4 console, games were in the forefront of everyone's mind during Wednesday's Sony launch event.
What titles can I play? What will they look like? And when can I play them?
Only a handful of games were actually showcased during the event in New York. But Sony said nearly 150 developers are committed to making games for the PS4, so the lineup will continue to grow throughout the year.
Wednesday's event brought some startling revelations, such as Blizzard bringing its "Diablo 3" from PCs to consoles and SquareEnix teasing a new "Final Fantasy" game announcement at E3 this year
All of these games are being made for the PS4, and some are also being made for the PlayStation 3 because of lack of backwards compatibility for the new console. It will be interesting to see how much consumers will transition from the old box to the new one if these new games are still being produced for the PS3 as well.
Here are five upcoming games (in no particular order) that looked especially promising. Release schedules are still vague.
'Knack'
Presented by lead system architect Mark Cerny as his own vision of games for the PS4, "Knack" showed off the graphical capabilities of the new console and its ability to manipulate many objects on the screen at once. The game follows the exploits of Knack, a robot-like being with a talent for summoning surrounding objects to change its shape and acquire new abilities.
The animation looks like something from Pixar or Dreamworks, but the gameplay appears more in line with a "Jak and Daxter" title. It looks cute and family friendly.
'Killzone: Shadow Fall'
Developed to appear to the hardcore gamer, "Killzone: Shadow Fall" is the fourth installment in the violent "Killzone" shooter series. This chapter takes players back into interplanetary battle against the Helghast menace. Based on the trailer, the gameplay takes place in a futuristic urban environment with lots of sparkle and shine.
Early glimpes of the game show smooth-looking animation, persistent effects and plenty of action. This "Killzone" looks on the surface like a standard shooter game, but the stunning graphics on the PS4 may be enough to raise it to a higher level.
'Watch_Dogs'
"Watch_Dogs" was first previewed at last year's Electronic Entertainment Expo (E3) to rave reviews. But it's console functionality was unclear -- until Wednesday night. Set in an alternate version of Chicago, the action-adventure game lets you assume the role of a rogue vigilante who hacks into computer systems to track down and eliminate criminals.
A live demo showed off the many ways a player can interact with his surroundings and other characters. The action, and the protagonist's movements, appear to be organic and free flowing. It looks like an open-world environment, although I wonder how much the story will drive where you go.
'The Witness'
This indie puzzle title has drawn great interest from fans. Was it the game's intriguing quietness during a launch event filled with fireworks? Was it the serene, inviting tropical-island environment, filled with bright colors and soothing music? Creator Jonathon Blow, who also made "Braid," said his team worked hard to eliminate repetitive action in a game that will take 25 hours to complete.
Given the critical success of the similar "Journey" last year, this game should do very well.
'Deep Down' (working title)
"Deep Down" really showed off what the PS4 engine can do. Its new trailer details a showdown between medieval humans and a fire-breathing dragon in a subterranean lair. The battle scenes were intense, and the sword-toting dungeon crawlers moved realistically as rubble rained down on them.
In a twist, the game paused during a particularly tense scene as a player sent a note to a friend asking for help. I've not seen this kind of action and detail on any console game before -- is this the future of gaming?
Was there a title you were hoping to see during Sony's event? What impressed or disappointed you about the games presented? Tell us in the comments below.

Your rules of the internet

Does the Internet need more rules? Does it need any rules at all?
Based on the comments to our story "Meet the Rules of the Internet," the judgment is decidedly mixed.
The story explained the origin of the Internet's "rules," originally a set of guidelines/inside jokes spawned by a variety of sources, including the Internet collective Anonymous, the site Encyclopedia Dramatica and 4chan's Christopher Poole.
As with many Internet memes, however, the concept quickly spread to the mainstream to the point where it's now fairly routine to run across references to "Rule 34" in blog posts and comment strings.
Some CNN commenters, however, weren't going to have any rules under any circumstances.
"The only rule of the Internet is that there are absolutely no rules," said Sal, among others.
Other commenters mentioned one of the best-known Internet observations, Godwin's Law: "As an online discussion grows longer, the probability of a comparison involving Nazis or Hitler approaches 1." Some wondered why it wasn't included.
We agree: Godwin's Law should definitely be a part of any set of Internet rules. (Personally, I blame my editor for its exclusion: Frankly, the guy is a ...)
With that out of the way, here are 10 more nominations for the list of Internet rules. Ignore them at your peril.
• As an online discussion grows longer, the probability of a comparison involving Nazis or Hitler approaches 1. (Godwin's Law)
• You cannot unsee anything Rules 34-36 apply to. (suggested by Josh Weikel)
• The cake is a lie. (suggested by DragonWife; originated in the video game "Portal")
• Comment boards tend not to extend the discussion in a productive manner. (suggested by Simps0n)
• If a new version of anything comes out, half the Internet will hate it because they changed it too much, and the other half will hate it because they didn't change it enough. (suggested by chewie402)
• For trolls: When in doubt -- or when you just don't know -- go hostile. (suggested by Matt in KY)
• Don't be a d**k. (Wheaton's Law, suggested by freddosaurusRex)
• The girl you met online may actually be a guy. (suggested by Krehator; this is a variation of the classic New Yorker cartoon caption "On the Internet, nobody knows you're a dog.")
• If anything you see upsets you, it is your problem, not the poster's. (suggested by readerman)
• Keep it simple. Odds are, most people reading this are stoned. (suggested by Jeffrey John Albrecht)
Thanks for playing. You can have your Internet back now.

Sony's incredibly thin Xperia Tablet Z tablet

The Sony Xperia Tablet Z is absurd -- in the best way possible. All tablets should be this freakishly thin and impossibly light.

If you were to pick up Sony's (SNE) new 10.1-inch tablet and not look at it, you'd think you were holding a 7-inch device in your hand. It's that light.The Xperia Tablet Z is just 0.27 inches thick and 1.09 pounds. That's 27% thinner and 24% lighter than Apple's (AAPL, Fortune 500) fourth-generation iPad. Announced last month and on display for the first time at Mobile World Congress, which began Monday, the Android-powered Tablet Z packs a decent amount of punch for its size. It sports a 1.5 GHz quad-core processor, 2 gigabytes of RAM, and a full HD resolution of 1920x1080.

But on internal components alone, the Tablet Z wouldn't be enough to make anyone take notice. It's by no means the fastest tablet on the market -- its Snapdragon S4 Pro chipset from Qualcomm (QCOM, Fortune 500) is last year's model. Its display isn't the most pixel-dense, but it's suitable enough for 2013.

The appeal of this device only becomes apparent when you hold it and see it. After a few brief moments messing around with the Xperia Tablet Z, I found myself excited about a new tablet for the first time in awhile.

Related story: Samsung stuffs a phone in new Galaxy Note 8.0 tablet

It's not just that it's thin and light, but the Tablet Z is constructed in such a way that the lack of mass doesn't make the device feel cheap, like a toy. It still feels like a premium tablet.

Oh, and it's waterproof.

Yet there are a couple of drawbacks to consider when thinking about purchasing a Tablet Z. Sony's custom user interface is inferior to Google's (GOOG, Fortune 500) stock Android UI, and it annoyingly pushes many of Sony's custom apps and services. The Tablet Z does sport Android 4.1, but Sony only committed to delivering the latest 4.2 update sometime "post-launch." Could be weeks. Could be months.

Related story: HP takes cautious step into Android waters with new tablet

The tablet also has a premium price tag. At $499 for the 16 GB model and $599 for the 32 GB model, it is as expensive as the iPad and Nexus 10. Apple and Google will likely release updated tablets later this year with all the latest bells and whistles, but it will likely be another year -- at least -- before we see a Tablet Z successor.

The Sony Xperia Tablet Z is a device worth watching when it goes on sale later this year. It might just be the most impressive new device at the this year's Mobile World Congress

Future of mobile is virtual reality, according to Android

In the future we will have screens not just in the palm of our hands, but all around us, according to Matias Duarte, Google's Director of Android User Experience.
Talking to CNN at Mobile World Congress in Barcelona, Duarte identified gesturing and "tangibility" as the next major developments in mobile technology.

"Computers have to work the way people expect and not the other way round. I want everything can you touch on the screen to operate like objects in the real world do. That doesn't mean they have to look like copies of objects in the real world, but they have to be tangible and physical and delightful," he said.
Admitting that using a phone can be an emotional experience, Duarte said: "In the old days we used to be poking at phones. If I were to start poking you, you wouldn't like it, but when you start stroking, it's a totally different message.
"Right now we only recognize a couple of fingers, and on screens that are small and always in the palm of your hand.

"In the future, we will look at the gestures of your entire body, facial expressions, arms, all of the fingers that you have, and you're going to have screens not just in the palm of your hand, but all around you," he said.
Duarte promised that Google would never clamp down on the user's ability customize Android on their phones.
And he said one of the biggest challenges for Android was designing a platform for communities.
"We don't look at a single target market, we try to think of this as a gift we're giving to the world and that's a big responsibility we take very seriously. I want it to be computing power for everyone. I want it to connect people, and make it open and free, not controlled by any company or any government."

Friday, 1 February 2013


The beginning of my Internet journey, a brief        I started studying web page designing around 8 years before. At first I was not interested. My sister forced me and told me to go and learn basics. That time it was quit expensive. And payment gateways were rare. Internet and E-commerce was just beginning. It has appeared on 90s and Started from 1995 approximately. Then, we started to see Cybers as well as Cybercrimes. We were like a baby of a Kinder Garden. It was like we were learning A, B, C, and D. of the computers. Then, the web or website started. At the beginning we have to type full address including http://www.yahoo.com. Now we can browse the websites just by typing yahoo.com

cat


The beginning of my Internet journey, a brief        I started studying web page designing around 8 years before. At first I was not interested. My sister forced me and told me to go and learn basics. That time it was quit expensive. And payment gateways were rare. Internet and E-commerce was just beginning. It has appeared on 90s and Started from 1995 approximately. Then, we started to see Cybers as well as Cybercrimes. We were like a baby of a Kinder Garden. It was like we were learning A, B, C, and D. of the computers. Then, the web or website started. At the beginning we have to type full address including http://www.yahoo.com. Now we can browse the websites just by typing yahoo.com

ball


The beginning of my Internet journey, a brief        I started studying web page designing around 8 years before. At first I was not interested.

apple


The beginning of my Internet journey, a brief        I started studying web page designing around 8 years before. At first I was not interested. My sister forced me and told me to go and learn basics. That time it was quit expensive. And payment gateways were rare. Internet and E-commerce was just beginning. It has appeared on 90s and Started from 1995 approximately. Then, we started to see Cybers as well as Cybercrimes. We were like a baby of a Kinder Garden. It was like we were learning A, B, C, and D. of the computers. Then, the web or website started. At the beginning we have to type full address including http://www.yahoo.com. Now we can browse the websites just by typing yahoo.com

The beginning of my Internet journey


The beginning of my Internet journey, a brief        I started studying web page designing around 8 years before. At first I was not interested. My sister forced me and told me to go and learn basics. That time it was quit expensive. And payment gateways were rare. Internet and E-commerce was just beginning. It has appeared on 90s and Started from 1995 approximately. Then, we started to see Cybers as well as Cybercrimes. We were like a baby of a Kinder Garden. It was like we were learning A, B, C, and D. of the computers. Then, the web or website started. At the beginning we have to type full address including http://www.yahoo.com. Now we can browse the websites just by typing yahoo.com

The beginning of my Internet journey,

The beginning of my Internet journey, a brief        I started studying web page designing around 8 years before. At first I was not interested. My sister forced me and told me to go and learn basics. That time it was quit expensive. And payment gateways were rare. Internet and E-commerce was just beginning. It has appeared on 90s and Started from 1995 approximately. Then, we started to see Cybers as well as Cybercrimes. We were like a baby of a Kinder Garden. It was like we were learning A, B, C, and D. of the computers. Then, the web or website started. At the beginning we have to type full address including http://www.yahoo.com. Now we can browse the websites just by typing yahoo.com

Online jobs: Expect less Get Real, Make money online

Writing paid post is perhaps the most straight forward ways to earn some revenue from blogging. The way pay post works has not changed much; after reaching mutual agreement with advertisers, you write about them, they pay you. And if there is a 3rd party (middle man company) involve, they take cut. Most middle man company provides marketplace for advertisers to look for publishers, vice versa.